I’m shopping for a house within the fall and my credit score rating simply ranked by virtually 200 factors. I paid off roughly $1200 price of debt yesterday and one way or the other I woke as much as this example. Credit score karma says I used to be late with one bank card cost (which was paid a couple of week late). Then, that very same bank card, they decreased my credit score restrict from $1800 to $500. That is the primary time I’ve even been late.
As of yesterday, my FICO was 706 and now I’m at 580. That is drastically going to have an effect on my residence buy and I solely have 4 months to get again up.
Is there ANYTHING I can do to assist right this? I’m simply in complete shock that ONE late cost might trigger this large lower. Any assistance is so appreciated 😔
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