I’m presently able that I will be debt free earlier than 40 (excluding my pupil loans)
32 years previous 230k revenue 150k between financial savings and all retirement accounts.
Mortgage 240k at 2.85%
No automobile/ bank card debt
Scholar loans 265k 5.7% avg.
Presently max each 401k and Roth IRA.
Most of my financial savings is in jepi and different dividend shares to fight inflation. My plan was both to repay my mortgage in 6 years or make investments all the things into revenue shares.
Presently I’ve about 20-40k additional per 12 months I can make investments or use to repay debt.
Additionally not inquisitive about paying off my pupil loans till all the things else is gone. If one thing the place to occur to me my loans would go away however my spouse and children would have money or a paid off residence.