I’m 35 and presently maxing out my work’s 401k, I’m contemplating opening a Roth IRA. I really feel just like the final 10 years I did not take retirement investing critically sufficient, so I need to course appropriate whereas I nonetheless have 30ish years left to work.
Would placing simply VTI and or VOO within the IRA be a good suggestion to make use of? These are actually the one ones that I do know of, and I sort of desire a simply “set it and overlook it strategy” to this.
More information – since I’m a Financial institution of America buyer, I used to be probably going to make use of Merril Lynch to do the IRA, so I can have it multi function place. My 401k plan is thru Constancy, so I may do an IRA by way of them if they’ve higher choices.